Sandi Kurniawan; Andre Purnama; Bernadus Dwi Joko Santoso; Lily Herawaty; Mia Listiana; Okta Diya Purnama Sari. DEVELOPMENT OF MSMES WITH FINANCIAL TECHNOLOGY IN THE SOCIETY ERA 5.0: DIGITAL FINANCIAL LITERACY, DIGITAL WALLET, DIGITAL ACCOUNTING. RICEBA 2024, 1, 11-20.